Home Money Making $200K in dividends podcast. To encourage and encourage.

$200K in dividends podcast. To encourage and encourage.

$200K in dividends podcast. To encourage and encourage.


Everybody ought to in all probability know by now that I did a podcast with my associates at Fifth Particular person two weeks in the past.

Apparently, it has turned out to be a blockbuster!

I so surprised like vegetable!

When you have not seen the podcast but, right here it’s.

For readers who’ve been to “Night with AK and associates” or who’ve been listening to me speaking to myself for years, the stuff I stated within the podcast would not be something new.

I’ve stated many instances earlier than that I’m not allowed to offer monetary recommendation.

I’m simply sharing my story and what has labored for me.

Additionally it is essential to keep in mind that I’ve not at all times been proper.

Nonetheless, like Peter Lynch stated, we can’t be proper on a regular basis.

On this enterprise, if we’re proper 6 instances out of 10, we’re doing OK.

Not in these actual phrases however you get the concept.

It’s OK to have a few investments in our portfolio which aren’t doing as nicely typically however so long as they’re essentially sound investments, the day will come once they shine.

I remind myself sometimes that within the brief run, the market is a voting machine.

There are a lot of people who find themselves extra focused on costs and so they earn money buying and selling available in the market which supplies rise to volatility.

Nothing improper with that particularly if they’re good at it.

Once we are investing, we’re weighing machines as we’re extra focused on valuations.

We wish to purchase shares of companies when they’re undervalued or at the least pretty valued.

Relying on what sort of investor we’re, we’d have a look at various things.

Nonetheless, ultimately, it’s all about looking for worth.

As an investor for revenue, I’m extra involved with whether or not my investments are in a position and prepared to pay me as anticipated.

So, throughout market meltdowns, I’m normally fairly calm as a result of I’m not utilizing borrowed cash to take a position with.

There isn’t any want for me to promote at depressed costs to fulfill obligations as I’m not utilizing cash meant for one thing else in life.

What I’ve achieved as an investor for revenue took many, a few years of effort and time.

Completely worthwhile as I principally do nothing more often than not not like the times after I was extra lively as a dealer.

I at all times say “If AK can do it, so are you able to”.

I actually imagine this.

As a mean revenue earner, if we’re prudent financially and patiently make investments for revenue, we will turn into a millionaire too.

To speculate, we want capital.

It’s all going to come back from our earned revenue within the early days, except we now have been fortunate.

So, I talked to myself about the way to save 100% of our take house pay.

It sounded humorous nevertheless it wasn’t a joke.

When you search my weblog or my YouTube channel, which continues to be a child, you’d discover the content material.

When the dividends we obtain are in a position to pay for our way of life, we will save 100% of our take house pay.


In fact, we should not be saving for the sake of saving.

The cash saved can be utilized to take a position for extra revenue when the time is correct.

So, wealth creation continues.

When individuals see “$200K in annual dividends“, some assume perhaps AK had a $4 million inheritance or perhaps he struck TOTO or one thing.

A 5% dividend yield on a $4 million funding would give $200K in annual dividends, in spite of everything.

After I began my journey, I solely had just a few thousand {dollars} and my month-to-month wage was solely $3,000 a month.

These have been arduous instances.

Very long time readers would possibly keep in mind my weblog on how I purchased my first lot or 1000 shares of ST Engineering at $1.55 a share.

That was greater than half of my month-to-month wage.

I nonetheless have these shares as we speak.

What’s my dividend yield on these shares as we speak?

In fact, a more moderen instance can be my funding in AIMS APAC REIT which I purchased principally in the course of the International Monetary Disaster.

At a submit consolidation value of lower than $1 per unit and a distribution yield of greater than 10% each year on price, my funding has been freed from price for a few years.

Much more not too long ago in 2016, I began investing in DBS at $13 to $14 a share.

Some readers would possibly keep in mind this.

What’s my dividend yield on these shares as we speak?

In fact, it could be a mistake to assume that it’s all simply shopping for and holding as very long time readers of my weblog would know that I’ve bought lots of my investments through the years too.

Some like Previous Chang Kee and Hock Lian Seng, I bought half when their inventory costs doubled which signifies that what I’ve as we speak is freed from price.

I saved 50% of my authentic funding as I continued to love them and the dividends they paid.

Who would not like free cash?

A few of my investments like Lippo Mall Belief and First REIT, I lowered publicity considerably or bought utterly for some hefty beneficial properties after some years of terribly excessive distribution yields.

Why did I promote?

Unhealthy vibes.

The identical could possibly be stated for my funding in Sabana REIT a few years in the past and in addition Soilbuild REIT.

Then, there was a string of divestments after a few years of receiving good revenue like Saizen REIT, Croesus Retail Belief, Accordia Golf Belief and so forth.

In all circumstances, I had good outcomes not solely due to the dividends obtained but in addition as a result of I invested in them once they have been undervalued.

We can not at all times rely on a very good promoting value, in spite of everything.

Shopping for undervalued shares offers us a greater likelihood of getting a very good consequence.

In fact, the capital beneficial properties assist to offer me extra ammo to fireside when Mr. Market went right into a melancholy once more.

I purchased about $200K value of UOB’s widespread inventory in the course of the COVID-19 pandemic.

The place did a retiree like AK who trusted passive revenue for a dwelling get the cash from?

AK is so very lengthy winded and virtually misplaced his practice of thought.

For this reason I want running a blog to speaking as a result of I can see what I used to be speaking to myself about and the way to proceed.

Superb particularly when my mind energy shouldn’t be what it was.

Anyway, what I wish to say is a few of what I’ve achieved is from “purchase and maintain” but when I used to be simply purely shopping for and holding, I might not have what I’ve as we speak.

Not after I began with only some thousand {dollars} and a month-to-month wage of $3,000 a month.

Sure, I had a few facet hustles and I used to be additionally lucky sufficient to make some cash as a dealer for just a few years.

These helped to offer me extra capital to take a position with.

Nonetheless, they aren’t the primary explanation why I’ve what I’ve as we speak.

All of us have totally different circumstances however we will all have the identical philosophy.

If we keep true to that philosophy, we will all obtain success though in various levels.

There’ll at all times be naysayers on the market.

“Alamak! $200K dividend revenue wants just a few million {dollars} in capital lah! Walao! The place to search out that form of cash?”

Effectively, in the event that they preserve pondering like this, they’ll by no means discover the cash.

Do not let adverse individuals inform us that we can not obtain monetary freedom.

We’ve got to imagine that we will and I imagine that’s half the battle gained!

I really imagine it after I say if AK can do it, so are you able to!

Have a very good weekend!



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