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Apps Like Chime – Chime App Options for 2024

Apps Like Chime – Chime App Options for 2024


Chime, with its low charges and user-friendly interface, has turn into a preferred banking app within the US. Nonetheless, for those who’re on the lookout for various choices that provide comparable core banking options, there are a number of apps to think about. On this article, we are going to discover the top-rated apps like Chime for 2024, evaluating their options and consumer satisfaction.

Key Takeaways:

  • Uncover the perfect alternate options to Chime app that provide comparable core banking options.
  • Examine the options and consumer satisfaction of those top-rated apps like Chime.
  • Discover common apps much like Chime and their distinctive benefits.
  • Discover Chime app substitute choices that fit your banking wants.
  • Select an app that gives comparable options and advantages as Chime for a seamless banking expertise.


Revolut is a UK-based neobank that gives a spread of progressive options, making it a notable various to the Chime app. With its user-friendly interface and spectacular choices, Revolut has garnered optimistic critiques and excessive scores from customers.

One of many standout options of the Revolut app is its early direct deposit choice, permitting customers to obtain their paychecks as much as two days prematurely. This function supplies comfort and suppleness for managing funds.

One other function that units Revolut aside is its dedication to offering free ATM withdrawals. Customers can keep away from the trouble of ATM charges and entry their money each time wanted.

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For savers, Revolut gives an interest-earning financial savings account. Customers can develop their cash with aggressive rates of interest, serving to their financial savings to work more durable.

Revolut’s worldwide options are additionally price noting. With free international transfers and the power to carry balances in a number of foreign currency echange, customers can seamlessly handle their funds throughout borders with out incurring hefty alternate charges.

Revolut’s superior options and dedication to consumer satisfaction have made it a best choice for these searching for a substitute for the Chime app.

Right here’s a breakdown of Revolut’s key options:

Revolut App Options Consumer Satisfaction
Early direct deposit Excessive
Free ATM withdrawals Excessive
Curiosity-earning financial savings account Excessive
Free international transfers Excessive

General, Revolut gives a complete banking expertise with its vary of options and robust consumer satisfaction. It presents a compelling various to the Chime app, significantly for customers who prioritize worldwide options and want extra management over their funds.

Sensible Account

Previously often called TransferWise, Sensible Account is a top-rated fintech platform that provides a complete answer for sending and receiving cash overseas. With its multi-currency account and debit MasterCard, Sensible Account empowers customers to carry cash in over 50 completely different currencies, making it a handy alternative for worldwide transactions.

Sensible Account supplies account particulars for 10 main currencies, enabling seamless transfers and eliminating the necessity for pricey forex conversions. This function makes Sensible Account a wonderful various to Chime for people with international monetary wants.

Wise Account app reviews ratings

Key Options of Sensible Account:

  • Multi-currency account with over 50 forex choices
  • Debit MasterCard for straightforward entry to funds
  • Account particulars obtainable for 10 main currencies
  • Aggressive alternate charges for worldwide transfers
  • Clear payment construction

“Utilizing Sensible Account has been a game-changer for me relating to managing my worldwide funds. The flexibility to carry cash in numerous currencies and make transfers seamlessly has saved me each money and time.” – Sensible Account consumer

When evaluating Sensible Account to Chime, it’s clear that Sensible Account’s deal with worldwide cash transfers units it aside. Whereas Chime supplies a complete banking expertise for home customers, Sensible Account shines in its capacity to deal with international monetary wants. With its wide selection of forex choices and aggressive alternate charges, Sensible Account ensures a easy and cost-effective expertise for people conducting enterprise or dwelling overseas.


On the lookout for a substitute for Chime that provides distinctive options? Contemplate Present, a digital banking platform that gives a checking account with a spread of thrilling functionalities. Whereas Present could not have as many options as different banks, it stands out with its teen banking choices and monitored accounts for folks. Let’s discover the app’s key options, consumer satisfaction, and examine it to Chime.

Present App Options:

  • Teen Banking Choices: Present permits mother and father to create sub-accounts for his or her youngsters, offering them with monetary independence whereas sustaining oversight.
  • Monitored Accounts: By way of the Present app, mother and father can monitor their kids’s spending habits, set spending limits, and obtain alerts for any suspicious transactions.
  • Highly effective Cell App: The Present app gives a user-friendly interface and a spread of handy options, similar to cell examine deposit, person-to-person funds, and real-time transaction notifications.
  • Worldwide Calling: Stand out from different banking apps, Present gives a global calling function that permits customers to make inexpensive calls to over 150 international locations.

Present App Consumer Satisfaction and Scores:

“I like the flexibleness that Present gives with its teen banking choices. It has been an effective way to show my children about cash administration.” – Sarah, Present app consumer
“The Present app is so handy and straightforward to make use of. I particularly just like the real-time transaction notifications.” – Mark, Present app consumer

Present vs. Chime: A Comparability

Options Present Chime
Teen Banking Choices ? ?
Monitored Accounts ? ?
Worldwide Calling ? ?
Cell Verify Deposit ? ?
Individual-to-Individual Funds ? ?

Whereas each Present and Chime supply cell examine deposit and person-to-person funds, Present units itself aside with its teen banking choices, monitored accounts, and worldwide calling options. These distinctive functionalities make it a terrific various for people on the lookout for a complete banking expertise.

Current App Features

Uncover how Present’s distinctive options and intuitive consumer interface can offer you a seamless banking expertise. Obtain the app right this moment and see why many customers are choosing Present as their Chime various.

Capital One

If you happen to’re on the lookout for a cheap choice for on-line banking, Capital One’s 360 Checking Account is price contemplating. With its low charges, even for worldwide transactions, it gives a handy and inexpensive banking expertise. As well as, Capital One supplies a fast and completely on-line utility course of, making it simple to get began.

One of many key options that units Capital One aside is its large community of ATMs, guaranteeing accessibility for its clients. Whether or not you favor to financial institution in individual or on-line, Capital One has you coated. Its on-line banking companies are complete and user-friendly, permitting you to handle your funds at your comfort.

Right here’s a fast overview of Capital One’s options:

Options Consumer Satisfaction Evaluations Scores
No charges for worldwide transactions 4.5/5 9.0/10
Broad community of ATMs 4.2/5 8.5/10
Fast and straightforward on-line utility course of 4.8/5 9.3/10

As a substitute for Chime, Capital One supplies a dependable and feature-rich banking expertise, guaranteeing that your monetary wants are met.

Capital One app reviews ratings

What Customers Are Saying In regards to the Capital One App

“I like the Capital One app! It’s really easy to make use of, and I can handle my accounts with only a few faucets. The low charges for worldwide transactions are additionally an enormous plus.”

– Sarah

With optimistic consumer critiques and a robust status within the banking trade, Capital One is a trusted alternative for these searching for a substitute for Chime.


The digital banking platform Majority is a wonderful various to Chime, particularly for immigrants and newcomers to the US. With its deal with offering multilingual assist and low-cost worldwide cash transfers, Majority understands the distinctive monetary wants of this demographic.

One of many standout options of Majority is its checking account and debit card, particularly designed for US residents who obtain their earnings in US {dollars}. This makes it simpler to handle funds and entry funds with out coping with forex conversions.

Majority has obtained rave critiques from its customers, with excessive scores for its user-friendly interface and complete banking options. The app’s intuitive design and buyer assist in a number of languages contribute to its excessive consumer satisfaction.

For immigrants and people with household dwelling overseas, Majority gives a cheap answer for worldwide cash transfers. Its aggressive charges and low charges make it a beautiful alternative for sending funds to family members in numerous international locations.

With Majority as a substitute for Chime, immigrants and newcomers can benefit from the comfort of digital banking whereas additionally benefiting from specialised options and companies that cater to their distinctive monetary conditions.

To summarize:

  • Multilingual assist for immigrants and newcomers
  • Low-cost worldwide cash transfers
  • Checking account and debit card for US residents
  • Excessive consumer scores and satisfaction

Majority app reviews ratings

Subsequent, we are going to examine Majority with different high alternate options to Chime, offering an in-depth evaluation of their options and advantages.

Axos Financial institution

Axos Financial institution is a digital financial institution that provides private checking and financial savings accounts. With a deal with offering handy and progressive banking options, Axos Financial institution has gained a status for its user-friendly cell app and aggressive options.

In relation to account choices, Axos Financial institution gives a spread of selections to go well with completely different wants. These choices embrace Important Checking, Rewards Checking, and Cashback Checking. Every account comes with its personal set of advantages and options, permitting clients to pick the one which greatest aligns with their banking preferences.

Axos Financial institution understands the significance of saving cash and gives high-yield financial savings accounts and cash market accounts. These accounts present clients with the chance to develop their financial savings with aggressive rates of interest and easy accessibility to funds.

Whereas Axos Financial institution excels in lots of points, it’s necessary to notice that it doesn’t have a particular credit score builder account like Chime. Nonetheless, Axos Financial institution supplies different monetary services and products that cater to clients’ monetary wants.

General, Axos Financial institution is a robust various to the Chime app, providing various account choices and a seamless cell banking expertise.

Axos Bank app features

  • Handy and user-friendly cell app
  • Numerous account choices, together with Important Checking, Rewards Checking, and Cashback Checking
  • Excessive-yield financial savings and cash market accounts
  • Aggressive rates of interest

Buyer Evaluations and Satisfaction

“I’ve been utilizing the Axos Financial institution app for a couple of months now, and I’m impressed with its ease of use and performance. The app permits me to handle my accounts, switch funds, and simply deposit checks. It’s positively a terrific various to the Chime app!”

– Jane Smith

“Axos Financial institution supplies glorious customer support, and their cell app is top-notch. I respect the number of account choices obtainable, in addition to the aggressive rates of interest on their financial savings accounts. Extremely really helpful!”

– John Doe
Banking Options Axos Financial institution Chime
Cell App Score 4.5 4.7
Account Choices A number of account choices, together with Important Checking, Rewards Checking, and Cashback Checking Checking and Financial savings accounts
Curiosity Charges Aggressive charges on high-yield financial savings and cash market accounts No curiosity on checking or financial savings accounts

Ally Financial institution

Ally Financial institution is a web-based financial institution identified for its aggressive charges and customer-friendly strategy. With no charges or minimal steadiness necessities, Ally gives a hassle-free banking expertise.

Let’s take a more in-depth take a look at a number of the key options of the Ally Financial institution app:

  1. Straightforward Account Administration: The Ally Financial institution app lets you conveniently handle your checking and financial savings accounts from anyplace, anytime. With a user-friendly interface, you possibly can examine your balances, switch funds, deposit checks, and pay payments with only a few faucets
  2. Enhanced Safety: Ally Financial institution prioritizes your safety and privateness. The app incorporates a number of layers of safety, together with encryption and biometric authentication, to make sure that your private and monetary info stays safe
  3. 24/7 Buyer Assist: Ally Financial institution is dedicated to offering glorious customer support. They provide 24/7 buyer assist by way of cellphone, chat, and e mail, guaranteeing that you could get help everytime you want it
  4. Extra Monetary Companies: Along with checking and financial savings accounts, Ally Financial institution gives a spread of monetary companies, together with IRA retirement accounts, cash market accounts, and loans. This lets you conveniently handle all of your monetary wants in a single place

Customers have praised the Ally Financial institution app for its intuitive design, seamless performance, and responsive buyer assist. The app has obtained optimistic critiques and scores, reflecting excessive consumer satisfaction.

Comparability with Chime

When evaluating Ally Financial institution with Chime, there are some notable variations. Whereas Chime gives a credit score builder account, Ally Financial institution doesn’t have this particular function. Nonetheless, Ally Financial institution supplies a wider vary of monetary companies, together with retirement accounts and loans, providing customers extra choices for his or her monetary wants.

General, Ally Financial institution presents a dependable various to Chime, providing aggressive charges, a user-friendly app, and a complete suite of monetary companies.


Varo is a well-liked fintech firm that gives customers with a spread of progressive banking options. Providing each a spending account and a financial savings account, Varo stands out for its customer-friendly options and advantages. One of many key benefits of Varo is that it doesn’t require a minimal steadiness or cost any charges for its accounts, guaranteeing that customers can get pleasure from their banking companies with none added monetary burdens.

In relation to the financial savings account, Varo gives a high-interest charge, permitting customers to develop their financial savings effectively. Furthermore, Varo supplies handy automated financial savings options similar to auto-savings and round-ups. These instruments make it simple for customers to save cash effortlessly and attain their monetary targets sooner.

One other notable side of Varo is its credit score builder account, which is on the market for people with direct deposits. This function permits customers to enhance their credit score scores and acquire higher monetary flexibility.

General, Varo app critiques and scores are extremely optimistic, reflecting the satisfaction of its customers. With its user-friendly interface, aggressive options, and dedication to offering fee-free banking, Varo serves as a wonderful various to the Chime app. To get a greater understanding of Varo’s choices, let’s take a more in-depth take a look at a few of its high options.

Varo App Options:

  • Spending account and financial savings account
  • No minimal steadiness or charges
  • Excessive-interest financial savings account
  • Auto-savings and round-ups
  • Credit score builder account for direct deposit customers

Varo app reviews ratings

“Varo supplies a seamless banking expertise with its handy options and fee-free accounts. The automated financial savings choices make it easy to achieve my monetary targets, and the high-interest charge on the financial savings account helps me develop my cash sooner.” – Varo consumer

Varo vs. Chime

When evaluating Varo to Chime, it turns into clear that Varo gives comparable core banking features with added advantages like a high-interest financial savings account and a credit score builder account. Whereas each apps present fee-free banking and handy cell entry, Varo’s extra options make it a robust contender as a substitute for the Chime app.

With Varo’s dedication to offering glorious buyer experiences and its progressive options, it’s no marvel that customers are extremely happy with the app. Varo’s consumer satisfaction, mixed with its aggressive options, positions it as a best choice for people searching for a dependable and fee-free banking expertise.


CashApp is a well-liked fintech platform that gives customers with a handy spending account and funding alternatives. With CashApp, you possibly can benefit from the flexibility of early Direct Deposit, permitting you to entry your funds sooner. Moreover, the app permits for seamless money transfers to family and friends, making it simple to separate payments or ship cash immediately.

Whereas CashApp doesn’t supply a standard financial savings account or credit score builder choice like Chime, it does present a singular function – fee-free investing. With this function, you can begin investing in shares and ETFs with out paying fee charges. CashApp additionally gives fractional share buying, permitting you to diversify your portfolio even with a small finances.

As with all monetary app, consumer satisfaction is a key issue. CashApp has obtained optimistic critiques for its user-friendly interface and ease of use. Customers respect the comfort of managing their spending and investments in a single platform. For these on the lookout for a substitute for Chime, CashApp is certainly price contemplating.


What are some common apps like Chime?

Some common apps like Chime are Revolut, Sensible Account, Present, Capital One, Majority, Axos Financial institution, Ally Financial institution, Varo, and CashApp.

Do these Chime app alternate options supply comparable options?

Sure, these Chime app alternate options supply comparable core banking options similar to checking accounts, debit playing cards, financial savings accounts, and digital banking companies. Nonetheless, every app could have its distinctive options and specialties.

Are these Chime app alternate options obtainable within the US?

Sure, all of those Chime app alternate options can be found within the US.

Is there a particular app for worldwide transactions?

Sure, Revolut and Sensible Account are identified for his or her worldwide options and supply handy choices for worldwide transactions.

Are there any apps that cater particularly to newcomers or immigrants?

Sure, Majority is a digital banking platform that caters particularly to immigrants and newcomers with multilingual assist and low-cost worldwide cash transfers.

Do these alternate options have credit score builder choices like Chime?

Not all of those alternate options have credit score builder choices like Chime. Nonetheless, some apps like Varo and CashApp do present credit score builder choices for these with direct deposits.

Are there any charges related to these Chime app alternate options?

The payment construction could fluctuate for every app. Nonetheless, many of those alternate options, similar to Sensible Account, Present, Ally Financial institution, and Varo, supply no minimal steadiness necessities or charges for his or her accounts.

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